OFS small balance commercial lending provides commercial real estate investors flexible financing programs throughout the United States. Our fast and efficient loan process solidifies OFS as the premier small balance commercial lender.

Property Types

  • Multi-tenant retail centers, 5 unit minimum

  • Investor owned light industrial flex space

  • Self Storage

  • Investor owned mixed-use property

  • Investor owned warehouse

  • Investor owned multi-tenant office buildings


  • Loan sizes from $750,000 to $10,000,000

  • Maximum Loan to Value up to 70%

  • Minimum Debt Coverage Ratio = 1.30

  • Non Recourse Permitted

  • Properties recently stabilized or with leases maturing considered.


Ω Portfolio Flexibility

Ω Borrower Credit Issues

Ω Non-Conforming Lending Platform

Ω Wholesale Brokers Welcome

Visit Our Office

Commercial Division

Multi-State Direct Endorsement Lender

1185 Morris Ave. Union, NJ 07083

Office #: (908) 933-0253*

Fax #: (908) 666-0266*

*not for use by New York borrowers

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Our team takes pride in dependability and accessibility. OFS offers a wide array of financing options for commercial properties. We deliver fast, flexible and economical financing programs in markets throughout the USA., we will be with you every step of the way to make sure that your loan closes quickly and smoothly.

Licensing: New Jersey (9930047), New York (B500993), Pennsylvania (33116), Florida (MLD1382)

© 2020 by Omega Financial Services. All Rights Reserved | NMLS# 20169

*This site is not authorized by the New York State Department of Financial Services. No Mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.*

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