Mixed-Use Property Lending Services OFS finances mixed-use apartment/retail buildings nationwide. Up to 40% commercial component permitted.

Portfolio Flexibility

  • Borrower Credit Issues

  • Borrower Income Tax Issues

  • Cash Out No Problem

  • Non-Conforming Lending Platform

Property Types

  • Multifamily Housing

  • Mixed Use

  • Student Housing


Ω Loan Amounts from $300,000 to $30,000,000


Ω 3, 5, 7, and 10 year fixed rates and 30 year amortization.


Ω Maximum LTV 75% depending on project quality and program desired


Ω Minimum 1.25:1 DCR


Ω Territory: Nationwide Metropolitan Statistical Area with population of 250,000

Visit Our Office

Commercial Division

Multi-State Direct Endorsement Lender

1185 Morris Ave. Union, NJ 07083

Office #: (908) 933-0253*

Fax #: (908) 666-0266*

*not for use by New York borrowers

Stay Connected

  • Facebook
  • LinkedIn - Black Circle

Our team takes pride in dependability and accessibility. OFS offers a wide array of financing options for commercial properties. We deliver fast, flexible and economical financing programs in markets throughout the USA., we will be with you every step of the way to make sure that your loan closes quickly and smoothly.

Licensing: New Jersey (9930047), New York (B500993), Pennsylvania (33116), Florida (MLD1382)

© 2020 by Omega Financial Services. All Rights Reserved | NMLS# 20169

*This site is not authorized by the New York State Department of Financial Services. No Mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.*

icon home (1).png
  • Facebook - White Circle
  • LinkedIn - White Circle